A car accident is a big deal, and there are many pieces to deal with in the aftermath. In most accidents people get injured and property, such as the car, gets damaged. The cost of recovering from an accident varies greatly based on the severity of these two pieces, who is at fault, what insurance coverage the parties in question have, and even the location of the accident.
The first thing to remember is to seek legal advice from a registered lawyer. There is a lot of general advice on the Internet, including in this article, but none of it is true legal advice and it may not apply directly to your situation.
When it comes to personal injury the lawyers have systems in place for figuring out what compensation is considered fair. It often relates to lost wages, loss of future wages, and medical costs. The details of these proceedings are far beyond the scope of this article.
When people talk about property damaged in a car accident they almost always are referring to the car, or cars, involved in the accident. In states which don’t have no-fault rules the party deemed responsible will be responsible for repairs, often through their insurance. In rare cases, no-fault rules apply to property and will require each person to pay for their own repairs. With collision insurance, this will only be the deductible on the policy, without it could be the whole cost of the repair.
To get the car repaired and back on the road a person may want to pay for the repairs out of pocket and skip the wait for insurance companies to figure everything out. This does bear a risk of the insurance company deciding you’ve overpaid and not reimbursing you the entire amount.
If your car has been involved in an accident near New Hartford, CT then request your insurance company repair it at Collinsville Auto Repair. Our ASE certified technicians will get you back on the road quickly, and the insurance company will appreciate our competitive pricing. You can rest easy knowing the we are a certified NAPA Auto Care Center, providing a two year/24,000-mile warranty on qualified parts and service.